Jenius Cards

Now you can have 1 m-Card, 1 e-Card, and 3 x-Card
(you decide their purpose!). Pay online and offline,
and withdraw money worldwide with three types of Jenius debit cards.

What is m-Card?

m-Card is your Jenius physical VISA debit card. Use this for your online and offline transactions or ATM cash withdrawal. Jenius m-Card is also equipped with VISA payWave. So, for any payment you need to make… dip or tap? Your choice.

You can have this card delivered to you within 48 hours by downloading Jenius on your smartphone and opening a Jenius account now.

Create your Jenius account live in any of our locations and you’ll get your Jenius m-Card right away.

Once you’ve got your m-Card, open your Jenius app, go to Card Center menu and click “Activate” to activate your Jenius m-Card.

Open Card Center menu in Jenius and you can:

  • change the single purchase limit and daily ATM withdrawal limit of your m-Card
  • check your m-Card transaction history
  • change your m-Card PIN number Change PIN)
  • temporarily block your m-Card (Temporary Block)
  • permanently block your m-Card (Permanent Block)
  • unblock your m-Card (Unblock Card)

Did you notice the VISA debit logo on you m-Card? That means you can pay and withdraw cash anywhere in the world.

Shopping is now one tap away because Jenius m-Card is already equipped with VISA payWave. No more giving signature or PIN number.

Your m-Card is linked to your Active Balance and will get 1% interest p.a..


What is e-Card?

e-Card is your Jenius virtual VISA debit card. Use this for any online transactions that accept VISA. Especially if you don’t have a credit card but need to use one, you can count on Jenius e-Card! You can set the limit and it’s completely safe.

You will automatically get your own e-Card after your Jenius account is successfully activated. Find your e-Card in the Card Center menu inside your Jenius app.

You can manage your e-Card usage right from your smartphone. Simply access your Card Center menu and you can:

  • transfer money to your e-Card balance (Top Up),
  • transfer back your e-Card balance to the Active Balance (Refund),
  • change the single purchase limit (Change Limit),
  • check the transaction history (Transactions),
  • temporarily Block your e-Card (Temporary Block)
  • permanently Block your e-Card (Permanent Block)
  • unblock your e-Card (Unblock Card)

We don’t normally show the CVV number. If you need them, simply click Show CVV Code in the Card Center menu and put your password, since we need to make sure you are you.

In case you’re wondering, although e-Card can be used for online transactions replacing credit card, e-Card can’t be used for any instalments.

All of your money in your Jenius e-Card will get a 1% interest p.a..


Jenius x-Card

x-Card is your extra physical debit card which can be used to control your spending and can be shared with others. For instance, have a card for emergency funds, transportation card or party card. You can also give it to your kids or someone you trust. The best thing is it comes with a special design!

You can request to have your own x-Card right from your smartphone. Choose the desired design and name it, then make sure the listed address is already correct. You will get your card within 48 hours.

When you receive your x-Card, activate the card from your Jenius app. Access the Card Center menu and click Activate on the x-Card. Put the CVV code written on the rear side of your x-Card and submit a new PIN number. Don’t forget to make sure the card number written on the card is the same with the card number on the app. Voila! You can now use your x-Card!

You can manage your x-Card right from your smartphone. Simply access your Card Center menu and you can:

  • transfer your money to your x-Card balance (Top Up),
  • transfer back your x-Card balance to the Main Account (Refund),
  • change the single purchase limit (Change Limit),
  • check the transaction history (Transactions),
  • temporary block your x-Card (Temporary Block),
  • permanently block your x-Card (Permanent Block),
  • delete your x-Card (Delete Card),
  • unblock your x-Card (Unblock Card)

You can create up to 3 x-Cards with the same or different choices of designs each. The colour selections are Breezy Blue, Fresh Green and Deep Purple.

In case you’re wondering, you can name your x-Card in the app but the name won’t shown on the physical x-Card.

You can request 3 x-Cards in one day but there’s a chance it will be delivered in a different day.

Did you notice the VISA debit logo on you x-Card? That means you can use it for any transactions abroad.

Shopping is now one tap away because Jenius x-Card is already equipped with VISA payWave too. No more giving signature or PIN number.

All of your money in your Jenius x-Card will get a 1% interest p.a..


jenius GNP

Gerbang Pembayaran Nasional (GPN)

Gerbang Pembayaran Nasional (GPN) is an integrated system for all payment instruments (ATMs, debit cards, credit cards, e-money) and payment channels (ATMs, Electronic Data Capture machines (EDCs), agents and other payment channels) in Indonesia.

To support Bank Indonesia’s programme to create a more efficient, reliable and secure payment infrastructure, we are introducing Jenius x-Card GPN.

You can request to have your own Jenius x-Card GPN right from the Card Center menu on Jenius app. You will get your card within 2 to 3 business days. Make sure the listed address is already correct.

When you receive your Jenius x-Card GPN, activate the card from your Jenius app. Go to Card Center menu, choose x-Card, put the CVV code written on the rear side of your Jenius x-Card GPN, submit a new PIN number, then click Activate. Don’t forget to make sure the card number written on the card is the same with the card number on the app. Voila! You can now use your Jenius x-Card GPN.

With the GPN, customers will be easier to transact in various places in Indonesia. ATM/debit cards with GPN logo owned by customers can be used or received at all ATMs, Electronic Data Capture (EDC), or merchant payment terminals in Indonesia.”

What is a GPN?

Gerbang Pembayaran Nasional (GPN) or National Payment Gateway (NPG) is a system that integrates all payment instruments and payment machines/equipment in Indonesia.

With the GPN, every instrument of payment transaction (ATM card, debit card, credit card, electronic money) becomes interconnected with the machine/device of payment transaction (ATM, Electronic Data Capture [EDC] device, agent, other payment channels) anywhere in Indonesia.

GPN allows any debit card owner from a particular bank to be able to transact through ATMs or other Electronic Data Capture (EDC) devices of any bank in Indonesia.

GPN removes existing restrictions, where to access banking needs and transactions can only be done on the same bank/through a machine with the same logo on the same card.

What is the difference between payment transactions with GPN and before GPN?

Before GPN, certain payment transaction tools may not necessarily be connected with other transaction tools.

For example, specific ATM cards can only be transacted on an ATM whose logo is on the ATM card. Like ATM cards with Prima logo, cannot be transacted on ATMs that do not have ATM Prima logo. Or a debit card with Visa logo only, cannot transact through EDC device that only accepts a debit card with ATM Prima logo only.

With GPN, there are no more restrictions. Any bank debit card owner may transact through an Automated Teller Machine (ATM) or any Electronic Data Capture (EDC) device. GPN will remove existing restrictions, in which to access banking needs and transactions can only be done on the same bank.

Does the customer need to replace an existing debit card with an debit card that has just logged GPN to make a transaction?

Customers do not have to replace an existing debit card with an debit card with GPN logo to make a transaction. International principal logo cards, such as Visa and MasterCard that customers have, can be used to transact as every face-to-face transactional transaction, already processed through GPN channels, using debit cards with GPN logo as well as an international principal logo.

However, starting January 1, 2022, Bank Indonesia requires customers to have at least/at least 1 (one) ATM/debit card with GPN logo from all accounts held.

If the customer already has at least 1 (one) debit card with GPN logo of all his accounts and customers are unwilling to add debit card with GPN logo, the customer can fill and sign the bank statement that the customer already has the GPN logo card in other banks.

How do debit card functions with an International principal logo such as Visa and MasterCard being used? Is the customer unable to use debit card with Visa or MasterCard logo anymore?

International principal logo cards, such as Visa and MasterCard that customers have, can still be used because every face-to-face transactiomn in Indonesia is processed through a GPN channel, either using an debit card with logo GPN or International principal logo

Also, International principal logo cards, such as Visa and MasterCard, are still used for International or cross-border transactions.

Does an debit card with GPN logo have a replacement cost?

Debit card replacement fee follows the current replacement cost of the public card.

Jenius

Jenius Debit Card holders have one chance per year to request replacement of debit card without charge. Once the opportunity is used, the Jenius debit cardholder will be charged IDR25,000 each request for a replacement of the debit card.

Does the monthly debit card administration fee with GPN logo will be the same as the old debit?

Like the other debit card, there are no monthly administration fee for Jenius x-Card GPN.

What about interbank transactions? Are the fees charged equal to the cost of interbank transactions charged so far?

The cost of interbank transactions shall remain the same as the interbank transaction fees imposed so far.

Can debit card with GPN logo be used overseas?

Debit card with GPN logo can only be used for payment transactions in Indonesia. For cross-border transactions, you can use Jenius Debit Card with Visa logo (m-Card or x-Card).

Can debit card with GPN logo be used for online transaction?

The debit card with GPN logo can’t be used for online transaction. For online transactions, you can use Jenius Debit Card with Visa logo (m-Card, e-Card or x-Card).

We are everywhere!

Jenius is connected to the worldwide VISA network and the nationwide ATM network.