Find everything you need to know about Jenius

What is Jenius?

A revolutionary banking application with a Visa debit card to help with any of your banking activities such as savings, transactions or managing money in a simple, smart and safe way. Everything is managed from one place, right from your smartphone.

Is Jenius a bank?

Jenius is what we call Banking Reinvented. It means that Jenius has all the functions of a bank, but you, as the user, have all the access. You have control over how you want to manage your money. Jenius is more than just a bank. Jenius aims to help its users to achieve synergy between their life and finances and ultimately achieve their goals. Unlike other banks, all banking activities made via Jenius is designed to give you ease and simplicity. All your banking activities can be seen, arranged and managed right from your smartphone, so you can save that trip to the bank and do more important things.

Is Jenius a mobile banking or e-wallet?

Jenius is different from mobile banking. Traditional mobile banking is an extension of the bank itself and as such, it’s unavoidable for you to go to the bank at a certain point. It’s different with Jenius. Everything can be done through your smartphone and from the Jenius app. From opening an account, paying your bills, transfering money, savings, term deposits and even allocating budget for money management. Jenius is also different from e-wallet because Jenius can be used not only to make payments or transactions, but also to save money and have term deposits of up to 7% interest rates p.a. Jenius can also be used to help you manage your money and achieve better Life Finance.

What are the advantages I’ll receive by using Jenius?

Jenius will make your banking activities faster and more efficient. You also have the convenience of accessing everything from your smartphone from maximizing your money with higher interest rates, manage your finance with multiple debit cards and even allocating money and setting budget limits.

Among the perks you’ll receive upon registering include:
– $Cashtag, an account name that replaces your account number, you don’t have to memorize long account number anymore;
– Split Bill, a way to split the bill fairly amongst your friends and family;
– Card Center, a place where you can manage all your Jenius debit cards;

Other benefits can be seen here.

With Jenius, you can also enjoy up to 25x interbank transfers free of any fees per month, and up to 25x cash withdrawal also free of fees in any Prima/Bersama ATMs per month. Other activities free of fees can be seen here.

Do I have to open a PT Bank BTPN Tbk. account to enjoy Jenius services?

By opening a Jenius account, you are automatically opening a PT Bank BTPN Tbk. account. You can enjoy the services provided by PT Bank BTPN Tbk. such as cash deposit in any PT Bank BTPN Tbk. branches, withdraw cash in any PT Bank BTPN Tbk. ATMs and enjoy transfering money to another Jenius account or PT Bank BTPN Tbk. account free of fees.

I already have a PT Bank BTPN Tbk. account, can I change or transfer my account to Jenius?

Although it is part of PT Bank BTPN Tbk., you still need to create a Jenius account to enjoy Jenius services.

How can I start using Jenius?

You can start by downloading the Jenius app and doing the registration process inside the Jenius app.

How can I add Jenius to my smartphone?

Jenius app is free. All Android users with minimum OS of Kitkat 4.2 and all iPhone users with minimum OS of iOS 7 can experience Banking Reinvented by downloading the app here.

What should I prepare before creating Jenius account?

To create a Jenius account, you need to prepare your identity card, a piece of white paper with your signature on it, and a Taxpayer Identity Number, if you have one.

How do I register a Jenius account?

You can visit a Jenius booth near you or simply follow these steps:
1. Download the Jenius app on the AppStore or GooglePlay;
2. Prepare your ID card (KTP) to register;
3. Proceed with the registration process by tapping on the Activate Now button on the Jenius app to have our Jenius Crew helping with your activation process over a video call or a meet up;
4. You can also visit a BTPN Sinaya or BTPN Purna Bakti branch near you to activate your account. Find the list of the branches at Jenius Live;
5. Once your Jenius account has been activated, you can activate your m-Card from the Jenius app, shop using your virtual e-Card, and order an x-Card.

How long is the registrasion process?

If you have already prepared your identity card, your signature on a paper and taxpayer identification number, then the registration process will take less than 10 minutes.

I was asked to create PIN and password, what is the difference?

PIN and password are needed for different usage. PIN or device PIN is needed to access your Jenius account from your smartphone. Password is needed to log in and account verification when making transactions. For more information, you can read this article.

Is it possible to change the name that will be printed on the debit card during the registration process?

You can choose from the options we provide, but if it’s already printed on your main Jenius Debit Card or your m-Card, you won’t be able to make any changes.

Why do I have to take a selfie with my ID during registration for my Jenius account?

Selfie is needed to protect your ID from being misused by other people, due to the fact that opening Jenius account does not take place in a bank and in front of a bank officer.

Is there any requirement for e-mail address to be registered for Jenius?

Any e-mail address can be used as long as it is still active.

Why is it mandatory to fill in personal data?

It is an obligatory from OJK (as the regulator) when opening a bank account.

Can I still create a Jenius account if I don’t have my own income?

Yes, you can, just follow the given steps to register and activate your Jenius account in this page. However, you still need to upload a picture of your Beneficiary Owner’s NPWP.

My registration process was interrupted, can I continue it?

You can continue the registration process with the same device within 24 hours. If you would like to continue with another device or reinstall the application, then you have to do the registration process all over again.

What should I do if my registration always fails?

Should this happen, please contact Jenius Help at 1500 365 so that Jenius Crew can help you resolve the matter.

I’ve tried the onboarding process for a couple of times but always fail. Are there any certain steps I need to do?

Here are some things you need to consider while doing the onboarding process:
– e-mail address should be written in lowercase (max. 35 characters).
– Phone numbers need to be typed manually (not copy-paste from the contact list on your smartphone) and avoid spaces.
– If you didn’t receive a verification code or OTP, make sure your date/time settings in your smartphone is auto-sync.
– Make sure your KTP photo isn’t blurred or truncated, and please don’t take a picture of the signature on your KTP to be submitted.
– Write your name in capital letters
– Make sure the password consists of lowercase, capital letters, numbers, and at least 10 characters.
– The answer to your security question should be in lowercase to avoid confusion later.
– Do not tap on your smartphone’s screen repeatedly while registering, please wait for the app to process your data.
– If you fail to enter your PIN 3 times, please wait for 5 minutes before trying again.

What should I do if I didn’t receive a verification code or OTP?

You can request a new verification code by pressing the Resend button. If you have requested for a new code 3 times in a row, please wait 5 minutes before continuing or contact Jenius Help at 1500 365 for help.

Can I use my Jenius account right after finishing the registration process?

After completing the registration process, your Jenius account is still not active yet. After activating your account, you will receive an e-mail informing you that your account is active.

Can I create a Jenius account without having an NPWP?

Yes, even so, you still have to upload your NPWP within 2 weeks after completing the registration process.

I am still a student, can I create my own Jenius account?

Yes, you can, as long as you have a KTP. You can download the Jenius app from the Google Play Store/App Store or by visiting any Jenius booth. If you are located outside of Jabodetabek, Bandung or Surabaya, visit the branch office of BTPN Sinaya or Purna Bakti to create your Jenius account. The location of BTPN Sinaya branch offices can be seen here.

Can I still create a Jenius account if I’m not eligible to have a KTP yet?

No. You can’t make a Jenius account if you are not eligible yet to own a KTP.

I’m in the process of creating my e-KTP, can I create a Jenius account by using a Reference Letter?

Yes, you can.

Will I still be able to use the Jenius app if I live outside of Jabodetabek, Bandung, and Surabaya?

Yes, you can keep using Jenius app. However, for now, the account activation process should still be done at the nearest BTPN Sinaya or Purna Bakti branch office from your residence.

Can I change my personal details that are already registered in Jenius app?

Yes, you can, by following these steps:
1. Choose Profile & Settings.
2. Then tap Edit.
3. Choose NPWP & personal details.
4. Change your personal details and tap Save.

Why do I have to activate my Jenius account?

After completing the registration process, your Jenius account is still not active. The activity of sending money or other banking activities in Jenius can not yet be done. In order to fully experience the Banking Reinvented experience and utilize all the features of Jenius to the fullest, you must activate your Jenius account. This is also a process required by the Financial Services Authority (OJK).

How do I activate my Jenius account?

There are 2 ways to activate your Jenius account:
A) Video Call
You can call a Jenius Crew through a video call to activate your Jenius account. The operating time of Jenius Crew: Monday-Sunday, 08.00-21.30 WIB.

Follow these steps:
1. Make sure you have a stable internet connection.
2. On the dashboard page of your Jenius app, choose Activate Now.
3. Choose Activate with Video Call.
4. Jenius will asks for your permission to access your phone’s camera and microphone. Choose Give Access.
5. If you’re not connected directly to a Jenius Crew, you will be directed to a queuing screen where you will need to wait until your turn to talk to our Jenius Crew.
6. Once you’re connected, follow the instruction from our Jenius Crew.
7. For verification purposes, please have your real KTP ready and make sure you are in a place with adequate lighting.
8. Jenius will send an e-mail stating your account is active.

B) Visit Jenius Live
1. Take time to visit and activate your account at Jenius Live.
2. For verification purposes, please have your real KTP ready.
3. Jenius Crew will ask for a signature and take a photo of your KTP.
4. Jenius will send an e-mail stating your account is active.

At the moment, account activation with a video call is only available for Android users. For iOS users, you can find a Jenius Crew near you to activate your Jenius account. The operating time of Jenius Crew: Monday-Sunday, 09.00-20.00 WIB (excluding public holidays).

If you want to meet a Jenius Crew, please follow these steps:
1. Make sure you have a stable internet connection.
2. On the dashboard page of your Jenius app, choose Activate Now.
3. Choose Meet a Jenius Crew.
4. You will be directed to an official page of
5. Call a Jenius Crew to your place (this service is free of charge)
* Your location pin might be different from where you actually are, but don’t worry, you can always type your complete address.
6. For verification purposes, please have your real KTP ready.
7. Jenius Crew will ask for you signature and take a photo of your KTP.
8. Jenius will send an e-mail stating your account is active.

Will I pay for telephone charges when I activate with a video call?

No. Video calls will use an internet connection, therefore, make sure your internet connection is stable and you have enough data plan when making a video call with our Jenius Crew.

How long does it take until my Jenius account is active after I verify my data with a Jenius Crew?

Jenius requires approximately 15 minutes after verification to activate your Jenius account. If within 1×24 hours you have not received the activation e-mail, you may contact Jenius Help at 1500 365 or send an e-mail to

I live outside of Jabodetabek, Bandung, and Surabaya, how do I activate my Jenius account?

If you live outside of Jabodetabek, Bandung and Surabaya, you can still complete the activation process by having a video call or by visiting the nearest branch offices of BTPN Sinaya and Purna Bakti. Find the location of the branch offices here.

What is the operational time to activate my Jenius account using a video call?

Jenius Crew’s operating time is Monday-Sunday, 08.00-21.30 WIB

How do I know my Jenius account has been activated?

You will receive an e-mail from Jenius informing you that your Jenius account is now active.

How can we help?

Call Us

1500 365



Get Help

Chat Image

Connect with Jenius