Jenius: a bank account right on your smartphone
Up to 5.75% interest
Grow your money faster with upto 5.75% interest by saving with fully flexible Flexi Saver, Dream Saver and Maxi Saver.
Online & offline payment, money withdrawal, do it anywhere around the world with your VISA international debit card.
Control your spending with dedicated cards for specific purposes and spend categorisation.
Manage your money conveniently anytime, anywhere, right from your smartphone.
25 free cash withdrawal and 25 free interbank transfer, no transaction fee and no monthly fee.
Safety is everything
Jenius is a part of BTPN. It is registered and supervised by the Otoritas Jasa Keuangan (OJK) and guaranteed by the Lembaga Penjamin Simpanan (LPS).
What you can do with Jenius
PAY family, friends and bills (or request money from them!),
SAVE for your dreams, CONTROL your budget with x-Cards and spend categorisation.
All the features of Jenius in one place on your smartphone. The easiest way to manage your life and finance anytime, anywhere.
Order your cards, set your limit, (un)block cards, right from your smartphoneLearn more ›
Transferring money and paying bills are now faster and easier than ever. To anyone in Indonesia, even if you don’t know the bank detailsLearn more ›
With up to 5.75% interest, you can save for a rainy day with Flexi Saver, save for a specific goal with Dream Saver.Learn more ›
You can make online and offline payments, as well as cash withdrawals around the world with 3 types of Jenius Debit Cards; m-Card (main debit card), e-Card (virtual debit card), and x-Card (extra debit card).
Now Jenius x-Card GPN is also available in your Jenius app.
Full transparency & no hidden costs.Learn More
Get Jenius now!
Let us manage your finance so you can focus on your life.
Try us for free, including 25 free interbank transfer via Jenius app and 25 free cash withdrawal using any banks’ ATM every month.