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Banking Reinvented

A simpler, smarter and safer way to manage
your life and finance. Anytime, anywhere.
Simply from your smartphone.

Jenius: a bank account right on your smartphone

Up to 6% interest

Grow your money faster with up to 6% interest by saving with fully flexible Flexi Saver, Dream Saver and Maxi Saver.

Worldwide access

Online & offline payment, money withdrawal, do it anywhere around the world with your VISA international debit card.

Smart spending

Control your spending with dedicated cards for specific purposes and spend categorisation.

It’s convenient

Manage your money conveniently anytime, anywhere, right from your smartphone.

It’s free

25 free cash withdrawal and 25 free interbank transfer, no transaction fee and no monthly fee.

Safety is everything

Jenius is a part of BTPN. It is registered and supervised by the Otoritas Jasa Keuangan (OJK) and guaranteed by the Lembaga Penjamin Simpanan (LPS).

What you can do with Jenius

PAY family, friends and bills (or request money from them!),
SAVE for your dreams, CONTROL your budget with x-Cards and spend categorisation.

Jenius App

All the features of Jenius in one place on your smartphone. The easiest way to manage your life and finance anytime, anywhere.

Card Center

Order your cards, set your limit, (un)block cards, right from your smartphone

Learn more ›

Send It

Transferring money and paying bills are now faster and easier than ever. To anyone in Indonesia, even if you don’t know the bank details

Learn more ›

Save It

With up to 6% interest, you can save for a rainy day with Flexi Saver, save for a specific goal with Dream Saver.

Learn more ›

Jenius Cards

You can make online and offline payments, as well as cash withdrawals around the world with 3 types of Jenius Debit Cards; m-Card (main debit card), e-Card (virtual debit card), and x-Card (extra debit card).

Now Jenius x-Card GPN is also available in your Jenius app.

Find out more
Transaction Transaction
Administration Administration
Cards Cards
Penalty Penalty
Opening an account Opening an account
Closing an account Closing an account
ATM withdrawal ATM withdrawal

Full transparency & no hidden costs.

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Jenius Article

You have always inspired us for a new story. So, here’s something we want to share with you.

Get Jenius now!

Let us manage your finance so you can focus on your life.
Try us for free, including 25 free interbank transfer via Jenius app and 25 free cash withdrawal using any banks’ ATM every month.


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