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Bisniskit is an application to help users in optimizing their business. Bisniskit has a Point of Sales feature (Mesin Kasir), and users can also access business data such as sales information, business expenses, product list, employee data, customer data, and other information all through smartphone only without any fee or charges.
Easy to manage your business finance from a smartphone, Jenius business account is now available to manage your business finance. Activate your business account by creating a new $Cashtag without going to the bank, without minimum deposit and without additional documents.
You can do all financial transactions such as transfers and cash withdrawals through BTPN ATMs that can be found in many locations, more can be seen through the Jenius application on the Find Us menu. Or you can make transactions and withdraws anywhere using Prima/Bersama ATMs by cutting the free transaction quota. Open the awards menu from Jenius app to check your quota free of cash withdrawals at any ATM.
Now you can found Jenius booth in Jakarta, Depok, Bekasi, South Tangerang, Tangerang, Bandung, West Bandung, Purwakarta, Subang, Surabaya, Malang, Medan, Makassar, Palembang, Yogyakarta, Semarang, Bali.
Feature in the Jenius app to manage all Jenius debit cards, namely m-Card, x-Card and e-Card. You can block cards immediately when if lost, change the cards limit as you wish, and request additional cards any time. You can add extra cards up to 3 additional debit cards. The delivery of Jenius debit cards depends on the location of your correspondence address. After receiving a card, you must activate the card first. You can top up debit card balances, view transaction history, block cards temporarily, block cards permanently and change the debit card PIN from the Jenius app
E-mail is required when you register to Jenius. You have to use an active email address for registration. After registered, if you forget your e-mail or want to change your e-mail address, you can contact Jenius Help or visit Jenius Live. Jenius Crew will help change your email.
Profile & Setting
Update your personal data through profile & settings in the Jenius app. You can change your correspondence address, change your KTP, change your email, change your mobile number, PIN and password from the Profile menu. You can also upload your NPWP, upload your KTP and change the language in the application. Change cellphone number is easier.
Teller Cash Recycler is a cash deposit machine where you can fill your Jenius balance more easily. TCR machine is already in the Jenius Center which is located in Kota Kasablanka.
PIN & Password
PIN and password are required for different needs. The device's PIN is required when you want to access Jenius account on your smartphone. A password is required to log in and verify Jenius account when making a transaction. There is also card's PIN that is used to make transactions at ATMs. If you forget the PIN, forget the password, want to change the PIN, change the password, make a new PIN, make a new password or reset the PIN, you can go to profile settings in the Jenius application.
You can withdraw funds from Flexi Saver, Dream Saver or Maxi Saver to your active balance. For cash withdrawals, it can be done at all ATM BTPN and ATM Prima/Bersama without any charge as long as you still have the Free Transaction Quota
You can register a Jenius account simply by using Jenius app, open account without going to the bank, just download and register yourself. Jenius account PIN and password must be created during registration. A PIN is required to access Jenius accounts on app. A password is required to login on web app and verify the account when making a transaction. See the FAQ for more information about registration. You can change the PIN, change the password, reset the PIN and reset the password from the Profile menu.
A feature to send money and pay bills
After registration, your Jenius account needs to be activated. Open your Jenius app to start a video call with Jenius Crew or you can find the nearest Jenius Live.
Top Up Jenius
Fund your Jenius account after you finished your registration and activation. Add money to your Jenius Account conveniently any way you like (ATM, mobile banking or internet banking). Choose Bank BTPN and enter bank code (213) + Jenius account number. If you forget your account number, you can enter 213 + 365 + followed by your mobile number. You can also add money to your account at Jenius Center using TCR Machine.
Rates & Limits
With Jenius, everything is completely transparent, no hidden costs. You can check your transaction fees, interest rates, transaction limits and transfer limits in the rates and limits menu. In Jenius there are no administrative fees, you only need to pay taxes on the interest you get.
Code on the back of Jenius Debit card with Visa logo. CVV code is a 3 digit security numbers for electronic transaction and online payment that provided by Visa.
Free Transaction Fee
Jenius will give free transaction fee based on customer's average balance on the previous month. See the detail about free transaction terms and condition on the rates and limits page.
Foreign Exchange Rate
A foreign exchange rate is the price of the domestic currency stated in terms of another currency. In other words, a foreign exchange rate compares one currency with another to show their relative values.
The e-Wallet Center help you to manage up to 10 e-wallets on your Jenius account. You can top up your GoPay, Ovo, Dana, LinkAja and M-Tix balances hassle free. E-wallet top up are faster with Jenius. Add balance to your e wallet now. Top up GoPay, top up Ovo, top up Dana, top up mtix, top up LinkAja much easier with Jenius.
Jenius program that provides information about promotion such as cash back, price deduction, buy one get one, or extro point on the selected merchant.
Jenius offers choice of foreign currencies balances that can be used for transactions after connected to m-Cards and save funds in foreign currencies. Foreign currencies linked to m-cards provide convenience for transactions abroad, cash withdrawals abroad and also online transactions in global e-Commerce. Buy and sell American dollars (USD), British pounds sterling (GBP), Singapore dollars (SGD), Hong Kong dollars (HKD), Australian dollars (AUD), Euros (EUR) and Japanese yen (JPY) at exchange rates or exchange rates competitive. Having a dollar is easier with Jenius.
custom keyboard on Android that provided by Jenius for your simplicity in using Jenius features directly from your smartphone keyboard.
Features in the Jenius app that allow Jenius users to get precautionary funds, without additional conditions and without fees. Confirmation of loan application (accepted/rejected) will be directly informed in the Jenius app automatically. Flexi Cash interest is 1.75% to 2.25% depending on the risk profile of each account holder. Submission of Flexi Cash can only be done by Jenius customers.
Your Jenius account name as a replacement of a bank account number
Your main account in Jenius
A feature to send money requests
A feature to split the bill fairly
A new way to transact online by using $Cashtag as the payment identity
A payment method using Visa network by tapping the card to the EDC machine
Your Jenius virtual debit card
Your Jenius extra debit card
Your Jenius main debit card
A feature that provide three options of savings based on your needs
A feauture in Save It, a regular saving that will auto-calculate and auto-debit from your Active Balance every day/week/month during the period of time you've decided yourself
A feature in Save It with the flexibility to add and withdraw money any time you want with 4% interest rate p.a
A feature in Save It, a term deposit that can be created, managed and withdrawn right from the app, with up to 5% interest rate p.a. and a minimum principal amount starting from IDR10,000,000.
The time duration of the money you invest in Maxi Saver
The amount of money you invested in Maxi Saver
An option to automatically roll over the term deposit at Maxi Saver after reaching the maturity date
An option to not automatically roll over the term deposit at Maxi Saver after reaching the maturity date