This Terms and Conditions of Jenius Credit Card (‘Terms and Conditions’) is valid and binding between Jenius Credit Cardholder and PT Bank BTPN (‘Bank’) in the issuance of Jenius Credit Card in the name of Cardholder.
This Terms and Conditions has been made in accordance to applicable regulations including Bank Indonesia Regulation and Financial Services Authority (OJK) Regulation.
Terms and Conditions, Interest Calculation Illustration, Fees and Penalties, and Services Information of Jenius Credit Card in detail and in full can be accessed through www.jenius.com.
In case this Term and Condition is available in English, the English version is deemed as translation only and should any discrepancy occur in the interpretation between the Bahasa Indonesia text and the English text, the prevailing text is Bahasa Indonesia.
This Term and Condition is made and executed based on laws and regulations that are applicable in the Republic of Indonesia.