
Mutual Funds
Growing wealth made simpler

- Account opening without hassle
- Buy and sell connected to Active Balance
- Portfolio composition based on risk profile
- Easy to track portfolio
- Well recorded history
Simply open Jenius App,
select Wealth on the bottom screen
navigation, then select the Investment
menu to start investing on mutual
fund and grow your wealth faster.
Simply open Jenius App,
select Wealth on the bottom
screen navigation, then select
the Investment menu to start
investing on mutual fund
and grow your wealth faster.
To open a mutual fund account, you must take the risk profile quiz to understand your tolerance level towards investment risk and suitable product category composition.
The quiz is simple.
Just answer six questions to know your risk profile that will be valid for one year.
If your risk profile is already expired, you need to retake the quiz to get a new risk profile to continue buying/selling mutual funds.
No need to fill out a lot of data to open your mutual fund account. You only need to give your last education level, then agree to the terms & conditions.
After your application is submitted, your data will be verified up to a maximum of two bourse days.
To make the verification faster, make sure you are already using your latest and valid private data.
What are your investment goals?
To buy your wish list?
To prepare an education fund?
To save pension fund?
Whatever your goals are, let’s make it happen by creating an investment portfolio that will be a home for your mutual fund products.
You only can make one portfolio in Jenius.
To help you fill your portfolio, Jenius prepared a product category composition with specific percentage based on your risk profile.
You also can make this percentage as the reference before buying mutual funds or making your own composition based on your needs.
There are two options to help you find the right mutual fund.
Currently, there are 17 mutual fund products available. See more in Jenius App.
Simply purchase your selected mutual fund.
No fund transfer.
No hassle of e-wallet top up.
No need to connect your account because your purchase will deduct Active Balance.
Redeem your investment, by selling the mutual fund from your portfolio.
For your info, each product may have a different policy for minimum sale amount and verification time.
Open the wealth page to access this information:
Return information in IDR as well as the
percentage value Want to change portfolio name?
Access your portfolio page,
then tap the top right icon.
Find some confusing terms when you want to invest? Let’s find out the meaning!
The party who managed administration includes ensuring all transactions by fund managers abide to the rules, as well as safe keeping for mutual fund assets.
Monthly report of mutual fund products which are published by fund managers, consist of the mutual fund performance, portfolio info, and asset under management.
Days on which securities trading on the stock exchange is conducted, namely Monday through Friday, except public holidays or days defined as a holiday by the stock exchange.
A group of investment products which have similar characters, with different risk levels and potential return.
The party that managed mutual fund products who must obtain license from OJK.
A document consists of complete information about mutual fund products that needs to be understood by the investor before making the purchase. Several information in the prospectus are product features, fund managers, custodian bank, product fees, rules of transactions and dissolution or mutual fund liquidation.
Performance of certain mutual fund products which calculated from the beginning of the year to current date.
Mutual fund is a platform to collect funds from investors to be invested in securities portfolios by fund managers.
Yes, you can invest in mutual funds in Jenius App, because Jenius (BPTN Bank) is an application that acts as a selling agent of mutual fund securities that offers products from fund managers.
First, you need to have an active Jenius account.
Second, you have to take the risk profile quiz and open a mutual fund account in Jenius App.
Investing in mutual funds in Jenius is quite simple.
You can open an account by just giving out your last education level.
An easy-to-learn product category composition to help you build your portfolio.
Transaction is simpler, because you can buy and sell directly from/to Active Balance. Say goodbye to the hassle of top up/fund transfer.
Prospectus is a document consisting of complete information about mutual fund products that need to be understood by the investor before making the purchase. Some information in the prospectus include product features, fund managers, custodian bank, product expenses, transaction rules and dissolution or mutual fund liquidation.
Fund Fact Sheet is a monthly report of a mutual fund product that is published by fund managers, consisting of the mutual fund performance, portfolio info, and asset under management.
Yes, because Jenius is registered and supervised by Otoritas Jasa Keuangan (OJK) also guaranteed by Lembaga Penjamin Simpanan (LPS). Jenius also two-steps authentication by generating unique codes as an extra layer of security.
All of your funds and units are also safely stored in the respective Custodian Bank.
Before opening a mutual fund account, make sure you already have a Jenius account and take the risk profile quiz.
Then you can create a new account with only a few simple steps by simply fill in your last education level, and agree to the terms and conditions.
A Risk profile is an information to describe an investor’s tolerance level towards their investment risk.
Every person may have a different risk profile that depends on many factors such as financial condition, investment knowledge, investment goals, and investment experience.
There are 5 types of risk profile:
A risk profile of an investor is valid for one year from the time the risk profile is generated by the quiz.
If your risk profile is expired, you cannot make any purchase/sale and must retake the quiz to get a new one.
There are three steps that you have to do.
First, apply for an account by giving out your last education level followed by agreeing to the terms and conditions.
Second, after you submit your data, Jenius will verify it within a maximum two bourse days.
Third, Jenius will notify you after the process is done.
The verification process takes up to a maximum two bourse days after application is submitted.
You can contact Jenius Help at 1500 365 or you can go to the nearest BTPN Sinaya to get assistance for re-applying.
Yes, foreigners can have a mutual fund account in Jenius, except for USA citizens due to FATCA policy limitation.
After opening an mutual fund account, proceed to create a portfolio.
After creating a portfolio, you can see the product category composition as a reference to choose the right product. Then continue by making a purchase of the product.
You can open the Investment menu and select your portfolio. Then you can see various information such as returns and unit amount from each product that you have.
A portfolio is a home for every product that you invest in to achieve your financial goals.
At the moment, you can create one portfolio only. But in the near future, Jenius will allow you to create more than one portfolio.
At the moment, you can change your portfolio name only. Do this by selecting icon at the top right of the screen on the Portfolio page.
Fund managers are those who manage mutual fund products and must obtain permits from OJK.
BTPN has a strict due diligence process to choose fund managers who have credibility and a good track record.
A product category is a group of several investment products that have similar risk characteristics and arranged based on risk profile.
A portfolio composition is a product category with specific percentage based on your risk profile in order to optimize your investment.
Yes, portfolio composition can be changed based on periodic product reviews.
No, you can purchase other products outside of your risk profile. But you have to understand the risk that might happen for every transaction you make.
Product risk level is an information that describes the different levels of risk for each product.
Mutual fund products have different levels of risk that are influenced by the fund manager’s decision to allocate funds across various instruments.
Start by searching for products by fund managers or product categories, choose the right product, decide the invested amount, agree to the declaration, and wait for the verification process.
Start by choosing the product, decide the sales unit that you want to sell, agree to the declaration, and wait for the verification process.
If the transaction is conducted before 1.00 pm (WIB time) on the bourse day, the transaction will be processed based on the Net Asset Value (NAV)/unit calculated by the end of that day.
If the transaction is conducted after 1.00 pm (WIB time) on bourse day or on the bourse holiday (including Saturday, Sunday, National Holiday) the transaction will be processed based on the NAV/unit calculated at the end of the next bourse day.
Unit Holding is the unit of the mutual fund product that you have. The obtained units are calculated by dividing the total fund invested by the NAV/Unit value at the time of purchase.
NAV/Unit is the price per unit of a mutual fund product that is updated daily. NAV/Unit value can be your benchmark to do buy and sell transactions.
Your purchase takes up to 2 bourse days to be verified. Jenius will notify you when the process is done.
Your sales takes up to 7 bourse days to be verified. Jenius will notify you when the process is done.
Yes, you can see your transaction history on the Transaction menu on your investment portfolio. You also can see all your income and expense overview in Moneytory menu.
Price change or return information aims to describe past performances of a certain product, but does not reflect their performance in the future.
Each mutual fund product may have a different transaction fee policy.
Mutual Fund transaction accumulated above IDR10,000,000 per day will be subjected to a stamp fee on every Mutual Fund Selling Agent (APERD). Stamp fee will be shown later on settlement document.
Each mutual fund product has a different policy for minimum investment amount.
At the moment,Jenius does not offer a foreign currency fund
At the moment, Jenius does not offer switching transactions.
At the moment, Jenius does not offer scheduled purchase transactions.
Additional option in mutual fund feature to do automated top up based on your preference.
You have the freedom to choose the amount, frequency, starting date, and the terms to end the transactions.
You can do mutual fund top up automatically and you have the freedom to choose the amount, starting time, and the frequency so you can achieve your financial goals faster.
Go to Wealth page, choose Investment menu, then choose portfolio in Mutual Fund box. Then go to portfolio page, click the three dots button on the mutual fund product, then select Create Auto Invest.
Go to Wealth page, choose Investment menu, then choose portfolio on mutual fund. Then select View Auto Invest detail on the portfolio page.