Start Saving from 2 Months
and Get Prizes Upfront

Join #FlexiRasaMaxi and get cashback, gold, gadgets/electronics, or Toyota Alphard immediately!

The Program is valid until December 31, 2022.

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Get all the prizes by joining #FlexiRasaMaxi












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For further information, contact:

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For further information, contact:

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Questions about Jenius Flexi Rasa Maxi Program

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#FlexiRasaMaxi is a fund-locking program in Flexi Saver. Customers who participate in the program are eligible to choose the lockup period (3, 6 or 12 months), the amount of fund, and choices of prize (cashback, gold, gadgets/electronics, or car vehicle) by following the applied terms and conditions.

Regular Flexi Saver: fund is not locked and can be withdrawn to the main account. Regular Flexi Saver rate is 2.5% pa. (or following the existing interest rate).

#FlexiRasaMaxi: Flexi Saver fund is locked and named based on the period, prize, and the amount of money to participate on #FlexiRasaMaxi program. The money that has been placed and locked may not be withdrawn to the Active balance. #FlexiRasaMaxi interest rate will be 0% during the chosen lock period.

All Customers who have an active Jenius account have the opportunity to get prizes in the form of cashback, gold, gadgets/electronics, or vehicles after placing funds in Flexi Saver according to the provisions and successfully locked. (details of prizes may refer to the terms and conditions).

The program starts from 4 July until 31 December 2022.

Yes, Customer who has an active Jenius account and resides in Indonesia are entitled to participate in the #FlexiRasaMaxi program.

Jenius customers must place a minimum fund of IDR 10,000,000, name the Flexi Saver according to the format, then the fund will be locked for the desired period (3, 6 or 12 months) while the program lasts (4 July–31 December 2022).

Customers join #FlexiRasaMaxi program, the interest will automatically be 0% pa.
While Customer who saves in regular Flexi Saver will be eligible to earn 2.5 pa.

The interest will be 0% pa.

Yes. Customer can lock up to 3 Flexi Saver accounts in Jenius by naming the Flexi Saver according to the format.

The process can take up to 5 working days. If the Flexi Saver funds have successfully been locked, the Customer will receive the confirmation through the registered e-mail.

The funds must be a fresh fund from other than Jenius or BTPN. For existing customers, the amount of fund to join the program must be equal to or higher than the increase in balance compared to the total balance at the end of the previous month.

Example:

Customer is eligible to join #FlexiRasaMaxi program if…

  • Customer’s total balance on 30 June: IDR 10,000,000
  • Customer transfer from other banks on 15 July: IDR 25,000,000
  • Customer’s total balance on 15 July: IDR 35,000,000
  • Total customer balance compared to last month’s total balance: IDR 25,000,000 (bigger than the total balance in June)

Customer is not eligible to join #FlexiRasaMaxi program if…

  • Customer’s total balance on 30 June: IDR 30,000,000
  • Customer withdraws balance on 5 July: IDR 15,000,000
  • Customer’s total balance on 5 July: IDR 15,000,000
  • Customer’s transfer from other banks on 15 July: IDR 10,000,000
  • Customer’s total balance on 15 July: IDR 25,000,000
  • Total customer balance compared to last month’s total balance: minus IDR 5,000,000 (smaller than the total balance in June)

No. To participate the #FlexiRasaMaxi program, the fund must be fresh fund (from other banks except Jenius or BTPN).

All sources from Jenius or BTPN (including active regular account balances, existing balances in Flexi Saver, Maxi Saver, and funds transferred from other Jenius or BTPN accounts).

Yes. The locked funds are only following with the number of placements chosen by the Customer, hence, the Customer can add or withdraw funds to the Flexi Saver that is included in the program with 0% interest.

Example:

Funds in Customer Flexi Saver amount to IDR 110,000,000. Then, the Customer joins the Flexi Saver Lock program by placing a IDR 100,000,000 deposit.

Thus, the locked funds are only IDR 100,000,000. Customers can still add or withdraw funds max. IDR 10,000,000 in Flexi Saver which is included in the program with 0% interest pa

The prizes options are cashback, gold, gadgets/electronics, or vehicle.

Customers must choose 1 out of 3 gadget/electronic options according to the amount of funds placed in Flexi Saver.

Prizes will be given upfront (given at the beginning/immediately after the Flexi Saver is successfully locked).

  • For Cashback prize, Customer will receive cashback in the Active Balance within 15 working days after the Flexi Saver successfully locked.
  • For gold and gadgets/electronics prize, it will be sent in the form of a unique code to Customer’s registered e-mail in Jenius and must be redeemed on Blibli website within a 15 working days after the fund is successfully locked.

The unique code is valid for 15 working days after it was sent to Customer’s registered e-mail in Jenius.

If the stock of the selected gadgets/electronics or vehicle is no longer available, Jenius will exchange the prize for cashback with the same value according to fund and period placement.

  • If the Customer has successfully completed the program for 3, 6, or 12 months, the Flexi Saver funds will be available to use and the Flexi Saver interest will be back to 2.5% pa.
  • If the program ends on a holiday (Saturday/Sunday/national holiday), the funds will be available to use on the same day and the change of interest to 2.5% pa is applied on the next working day.

Customer will be penalized according to the terms and conditions. Funds that will be returned to Flexi Saver are funds that have been deducted from penalties. The details on the amount of the penalty can be seen in the terms and conditions.

The interest rate on the app is the normal interest rate that applies to Regular Flexi Saver, however the interest rate that applies to #FlexiRasaMaxi will be 0% p.a. within the lockup period.

It happens because customers are still enrolled in the program.

Customer can check the tracking status on Blibli website/app.

The unique code for prize redemption will be sent to the Customer’s registered e-mail in Jenius. If Customer has not received a unique code, please contact:

No. Colors of gadgets/electronics and car vehicle will be sent according to the stock‘s availability.

Customers has to create a Blibli account/register using the link below: https://www.blibli.com/register

Customer only needs to pay for the shipping fee of the prize chosen following the terms and conditions that apply on Blibli.

If the selected Prize is cashback, Customers can contact:

If the selected Prize is gold/gadget, Customers can contact Blibli customer service.

Customers can contact:

The provisions for deposits guaranteed by LPS are the maximum amount of deposits (principal + interest) of IDR 2 billion per customer per bank and with a profit below the interest rate determined by LPS. Currently, the applicable LPS interest rate is 3.5% per annum.

The criteria for deposits guaranteed by LPS are as follows:

  • Deposits are recorded in the bank’s books.
  • The customer gets a reasonable profit from his deposit or receives a total profit that does not exceed the interest rate determined by LPS.
  • The customer who owns the deposit that does not take any action that is detrimental to the bank, for example having bad credit at the bank.