A revolutionary banking application with a VISA debit card to help with any of your banking activities such as saving, transacting or managing money in a simple, smart and safe way. Everything is managed from one place, right from your smartphone.
Jenius is Banking Reinvented, which means although it has a function as a bank, but Jenius gives all of the access back to you. So, now you have control over your money and your own money management. Jenius is more than just a bank, because Jenius is also taking part as an enabler to help its user to achieve a smooth integration between life and finance, so you can achieve your aspirations and life goals easily.
Jenius is different from the common bank because all of the banking actvities were made simpler without any need to go to the bank or experience a long queue with so many beaurocracy. Everything can be seen, arranged and managed right from your smartphone.
Jenius is different from mobile banking, which is the extension of a bank itself. You don't have to go to a bank and open an account to enjoy the service of Jenius. With Jenius, all banking activities can be done right inside the application, from opening an account, paying bills, transferring money, saving, term deposit, even budget allocation for money management.
Jenius is also different from e-wallet because Jenius can be used not only to do payment or transaction, but also to save money and have term deposit with upto 6.5% interest rate p.a. and also can be used to help you manage your money to achieve a better Life Finance.
Jenius will help you have a faster transaction process, maximise your money with a higher interest rate, manage your finance with extra debit cards for money allocation and budget limit.
You can have:
With Jenius, you can also enjoy free 25x interbank transfer from Jenius app per month and 25x money withdraw from any BTPN and Prima/Bersama ATMs per month, free of administration fee, free of opening and closing account fee, free of opening and minimum balance fee, free of transfer fee and free of card-making fee.
You can start by downloading the Jenius app and doing the registration process inside the Jenius app.
The Jenius app is free. All Android users with minimum OS of KitKat 4.2 and all iPhone users with minimum OS of iOS 7 can experience Banking Reinvented by downloading the app here.
To create a Jenius account, you need to prepare your identity card, a piece of white paper with your signature on it, and a Taxpayer Identity Number, if you have one.
You can visit a Jenius booth near you or simply follow these steps:
If you have already prepared your identity card, your signature on a paper and taxpayer identification number, then the registration process will take less than 10 minutes.
PIN and password are needed for different usage. PIN or device PIN is needed to access your Jenius account from your smartphone. Password is needed to log in and account verification when making transactions.
You can choose from the options we provide, but if it's already printed on your main Jenius Debit Card or your m-Card, you won't be able to make any changes.
Selfie is needed to protect your ID from being misused by other people, due to the fact that opening Jenius account does not take place in a bank and in front of a bank officer.
Any e-mail address can be used as long as it is still active.
It is an obligatory from OJK (as the regulator) when opening a bank account.
Yes, you can, just follow the given steps to register and activate your Jenius account in this page. However, you still need to upload a picture of your Beneficiary Owner's NPWP.
You can continue the registration process with the same device within 24 hours. If you would like to continue with another device or reinstall the application, then you have to do the registration process all over again.
Should this happen, please contact Jenius Help at 1500 365 so that Jenius Crew can help you resolve the matter.
Here are some things you need to consider while doing the onboarding process:
You can request a new verification code by pressing the Resend button. If you have requested for a new code 3 times in a row, please wait 5 minutes before continuing or contact Jenius Help at 1500 365 for help.
After completing the registration process, your Jenius account is still not active yet. After activating your account, you will receive an e-mail informing you that your account is active.
Yes, even so, you still have to upload your NPWP within 2 weeks after completing the registration process.
Yes, you can, as long as you have a KTP. You can download the Jenius app from the Google Play Store/App Store or by visiting any Jenius booth. If you are located outside of Jabodetabek or Bandung, visit the branch office of BTPN Sinaya or Purna Bakti to create your Jenius account. The location of BTPN Sinaya branch offices can be seen here.
No. You can't make a Jenius account if you are not eligible yet to own a KTP.
Yes, you can keep using Jenius app. However, for now, the account activation process should still be done at the nearest BTPN Sinaya or Purna Bakti branch office from your residence.
Yes, you can, by following these steps:
After completing the registration process, your Jenius account is still not active. The activity of sending money or other banking activities in Jenius can not yet be done. In order to fully experience the Banking Reinvented experience and utilize all the features of Jenius to the fullest, you must activate your Jenius account. This is also a process required by the Financial Services Authority (OJK).
There are 2 ways to activate your Jenius account:
You can ask a Jenius Crew to come to you and help activate your Jenius account at any time, any where. The operating time of Jenius Crew: Monday-Sunday, 09.00-20.00 WIB (except public holidays).
Follow these steps:
* Location pin may be slightly different from where you are, but do not worry, you can write your address in detail.
For those who live outside of Jabodetabek and Bandung, complete the activation process by visiting the nearest BTPN Sinaya and Purna Bakti branch office. Find their locations here.
You will receive an e-mail from Jenius informing you that your Jenius account is now active.
By opening a Jenius account, you are automatically opening a BTPN account. You can enjoy the services provided by BTPN such as cash deposit in any BTPN branches, withdraw cash in any BTPN ATMs and enjoy transfering money to another Jenius account or BTPN account free of fees.
Although it is part of BTPN, you still need to create a Jenius account to enjoy Jenius services.