A point you earn after making payments with Jenius Credit Card
You will earn Yay Points for every offline or online transaction.
– Domestic transactions worth IDR 10,000 equals 1 Yay Points and multiples apply.
– International transactions and transactions in selected categories are subject to Double Yay (2x Yay Points).
– Select and change Double Yay category hassle-free.
– Easily monitor incoming and outgoing points from the Jenius app.
– Simple redemption steps. Redeem points from Jenius app, real time.
– You can save your ID to make it easier to redeem points.
– Yay Points are calculated rounded down..
– Cash withdrawal transactions, interest, fees, and recurring bills do not earn Yay Points.
– Recurring bill transactions will earn Yay Points.
– International transactions and transactions in selected categories are subject to Double Yay (2x Yay Points).
– Yay Points are valid for 24 months from the date the points were earned and will be expired on the 1st of the following month.
– Tap Cards on the bottom navigation.
– On the Card Center, tap the Credit Card menu.
– Scroll to the Credit Card Information section, then select More in the Yay Points box.
– Valid for international purchase transactions with non-Indonesian country codes.
– Valid for transactions with the category that has been selected.
– The grouping of categories follows the Visa Merchant Category Code (MCC).
– Double Yay category can be changed 1x per month after the billing date is printed.
– If a category has not been selected, all domestic transactions will receive Yay Points under normal conditions.
– Beauty & Fashion
– Food & Beverages
– Groceries & Gasoline
– Travel & Leisure
– Tap Cards on the bottom navigation.
– On the Card Center, select the Credit Card menu, then tap Choose category here.
– Select the most suitable category, then tap Send.
– You have successfully chosen the Double Yay category.
– Tap Cards on the bottom navigation.
– On the Card Center, tap the Credit Card menu,
– Scroll to the Credit Card Information section, then tap More in the Yay Points box.
– Tap the Double Yay box.
– Select Change Category.
– Select a new category from the available options, then tap Save.
– Input your Jenius password, then tap Save.
– Double Yay category has been successfully changed!
Currently, the Double Yay program can be seen by increasing the normal number of points twice. You can double-check the list of incoming points by tapping on See Point Transactions with the following steps:
– Select Cards on the bottom navigation.
– select the Credit Card menu from the Card Center.
– Scroll to the Credit Card Information section, then select Learn More in the Yay Points box.
– Tap See Point Transactions.
There are four rewards options available for your Yay Points redemption.
e-Wallet
– Redeem points for GoPay balance.
– Redeem points for OVO balance.
Travel
– Redeem points for Traveloka Points.
– Redeem points for KrisFlyer Miles
– Make sure you have min. 2,500 Yay Points.
– Redemption to GoPay balance is free of admin fee.
– Redemption to OVO Cash balances is subject for an admin fee of IDR 1,500 from OVO.
– You can redeem Yay Points to your saved GoPay, and OVO accounts according to your points availability.
– You can save more than 1 GoPay and OVO account as needed.
– On the bottom navigation, tap Cards.
– On the Card Center, tap Credit Card menu,
– Scroll to the Credit Card Information section, then tap More on the Yay Points box.
– Scroll to the E-Wallet section in the Catalog, then tap GoPay Balance.
– Enter the mobile number connected to the Gojek account, then tap Next.
– Select the intended redemption amount. Activate the Save this account button, enter a name for saving the ID, then select Next.
– Review the Yay Points redemption confirmation page, then select Send.
– Input your Jenius password, then select Submit.
– You have successfully redeemed your points with GoPay balance.
– On the bottom navigation, tap Cards.
– On the Card Center, tap Credit Card menu,
– Scroll to the Credit Card Information section, then tap More on the Yay Points box.
– Scroll to the E-Wallet section in the Catalog, then tap OVO Cash.
– Enter the mobile number connected to the OVO account, then tap Next.
– Select the intended redemption amount. Activate the Save this account button, enter a name for saving the ID, then select Next.
– Review the Yay Points redemption confirmation page, then select Send.
– Input your Jenius password, then select Submit.
– You have successfully redeemed your points with OVO Cash.
An admin fee of IDR 1,500 is charged by OVO and is automatically deducted every time you make a redemption.
Regardless of the number of Yay Points redeemed, the admin fee is still IDR 1,500.
– Make sure you have min. 2,500 Yay Points for redemption to Traveloka Points.
– Make sure you have min. 20,000 Yay Points for redemption to KrisFlyer Miles and 15,000 Yay Points for redemption to GarudaMiles.
– After the first redemption, your GarudaMiles and KrisFlyer Miles accounts will automatically be saved in the Jenius application for the next 1 year.
– Yay Points redemption can only be made to 1 saved GarudaMiles and KrisFlyer Miles account.
– Changes to saved GarudaMiles and KrisFlyer Miles accounts can only be made once a year.
– You can save more than 1 Traveloka account as needed.
– Redemption to GarudaMiles, KrisFlyer Miles, and Traveloka points are free of any additional charge/fee.
– You can redeem Yay Points to your saved GarudaMiles, KrisFlyer Miles and Traveloka Points accounts according to your points availability.
– On the bottom navigation, tap Cards.
– On the Card Center, tap Credit Card menu, scroll to the Credit Card Information section, then tap More on the Yay Points box.
– Scroll to the Travel section in the Catalog, then tap Traveloka.
– Enter the phone number that is registered on your Traveloka, then select Next.
– Select the intended redemption amount. Activate the Save this account button, enter a name for saving the ID, then select Continue.
– Review the Yay Points redemption confirmation page, then select Send.
– Input your Jenius password, then tap Submit.
– You have successfully redeemed your points with Traveloka Points.
– On the bottom navigation, tap Cards.
– On the Card Center, tap Credit Card menu, scroll to the Credit Card Information section, then tap More on the Yay Points box.
– Scroll to the Travel section in the Catalog, then tap KrisFlyer.
– Enter the ID KrisFlyer Membership, given name, and family name, then select Next.
– Select the intended redemption amount. Activate the Save this account button, enter a name for saving the ID, then select Continue.
– Review the Yay Points redemption confirmation page, then select Send.
– Input your Jenius password, then tap Submit.
– You have successfully redeemed your points with KrisFlyer Miles.
KrisFlyer ID is your identity that has been registered on KrisFlyer. This identity is represented by the KrisFlyer Membership.
Complete identification including first name and surname is required for verification process by KrisFlyer.
Generally, point redemption is done in real time. However, if further data checking is required, the adjustment process might be slightly delayed.
– For redemption with OVO Cash, Gopay, and Traveloka, data verification may take up to 5 working days.
– For redemption with KrisFlyer Miles, data verification may take up to 15 working days.
– Tap Cards on the bottom navigation.
– On the Card Center, tap the Credit Card menu,
– Scroll to the Credit Card Information section, then tap More in the Yay Points box.
– Tap View your points transactions.
– Review the points incoming history.
– Tap Points Redeemed to see details.
– Tap Cards on the bottom navigation.
– On the Card Center, tap the Credit Card menu,
– Scroll to the Credit Card Information section, then tap More in the Yay Points box.
– Tap View your points transactions.
– Tap Outgoing menu, choose the transaction to see details.
The following are several reasons why Yay Points may not be earned in the Jenius app:
– Technical issues with the merchant or platform used for Jenius Credit Card transactions.
– Yay Points may not be credited in real time for some transactions. In such cases, you may need to wait a few moments until the Yay Points appear in your Jenius app.
Here are some provisions to consider:
– Yay Points are calculated rounding down.
– Cash withdrawal transactions, interest, and fees do not earn Yay Points.
– Recurring bill transactions earn Yay Points.
– Foreign currency transactions and transactions in selected categories can earn Double Yay Points (2x Yay Points).
No. As of April 6, 2024, Jenius Credit Card transactions on paper.id will no longer earn Yay Points.
Transactions on the paper.id platform do not earn Yay Points as Jenius aims to optimize your benefits for transactions aligned with your own preferences, such as daily transaction and travel category.