From sending to saving money, paying the bills, comprehensive bank statements, to making deposits. Gone are the days where you go to the bank. You can do all your banking activities through your smartphone. Banking has never been easier with Jenius.
One Jenius account is all you need to manage all your banking activities.
Everytime you fund your Jenius account, the funds automatically get saved into your Active Balance, which you can use immediately for any transactions such as cash withdrawals, money transfers or online/offline transactions.
You can also transfer your funds from your Active Balance to your Jenius Debit Cards or to your Save It savings account.
In Jenius, you can have up to three different debit cards. Check and manage all your Jenius Debit Cards by clicking here. You can also set the parameters of your debit cards such as setting the transaction limit, block/unblock any or all the cards remotely, or changing the card’s PIN number.
Create and manage your own savings and term deposits with up to 5% p.a., anytime you want.
Payment on QRIS networks throughout Indonesia is only by scanning the code using the Jenius app, for easier transaction and safety guaranteed
Payment on QRIS networks using the Jenius app
The easier and faster way to manage your e-Wallet. You can top up your e-Wallet balance with flexible amount and manage up to 10 e-Wallets in one feature
The easier and faster way to manage your e-Wallet
Jenius Pay is a new way to transact online and only needs your $Cashtag to verify payment. No need to fill out your credit or debit card information anymore.
The easiest way to transact online
Don't cover the bill alone. You can count the amount manually and split the bill equally amongst your friends or family using Split Bill
No more simple fight over who will pay
The easiest way to send money and paying the bills through Send It's scheduling and auto-debit feature
The easiest way to send money and paying the bills
Skip all the awkwardness of getting back money from someone that owes you. Through $Cashtag, you can send payment requests to other Jenius accounts or send the request to a mobile number/e-mail address for those that don't have a Jenius account
One tap to get your money back
Maximize your money growth with Maxi Saver's 5% p.a. You have the freedom when to create, extend and withdraw your term deposit(s) right from your smartphone. Anytime and anywhere you want
A term deposit with up to 5% p.a interest rate that can be created, managed and withdrawn right from your smartphone
Ready to make your dreams a reality? Dream Saver is the product you'll need. State your goal, the date, the budget and Jenius will auto-calculate and auto-save your money every day/week/month. Before you know it, your dreams will be within reach
An automatic saving with a 4% p.a interest rate. You decide on the deposit and the period yourself
Be prepared for the unexpected. Flexi Saver has you covered, allowing you to withdraw money anytime you want while you're also entitled to 4% p.a.
A saving with 4% p.a interest rate and the flexibility to add and withdraw money anytime you want
Emergency funds that can be submitted, activated and disbursed from the Jenius application. Easy disbursement with nominal / tenor as you wish
Emergency funds that can be submitted, activated and disbursed from the Jenius application.
Financial diary that automatically record and categorize your expenses & income for a healthier cash flow
Financial diary that automatically record your expenses & income for a healthier cash flow
We got you covered. Jenius will track all your financial transactions. You can view and download your records anytime you want from the app
Access to your financial activity is in your palm
This is the command center for your Jenius debit cards. Card Center allows you to change your PIN, manage the card's limit and even block/unblock your cards
One place to manage all of your Jenius Debit Cards
Don't lose track of your money. In & Out allows you to check, browse and download your transaction history. You can even filter your transactions based on type, category, time and amount spent
Browse your transaction history easily from the app
Apart from the app and web browser, you can access Jenius in an easier and faster way from a smartphone keyboard. Transacting while interacting, use the Jenius Keyboard!
Transacting while interacting, use the Jenius Keyboard!
Jenius is part of BTPN which registered and supervised by Otoritas Jasa Keuangan (OJK) and guaranteed by Lembaga Penjamin Simpanan (LPS).
All financial transactions within the Jenius app requires a 2-level authentication process, your PIN and your Password to ensure that your account is secure and remains secure.
More additional security for your peace of mind. Jenius is capable of recognizing your fingerprint, minimizing the possibility of your account being accessed by unwanted guests.
Lost your Jenius debit card(s)? Don’t fret, block/unblock your cards right from your Jenius app.
All your banking activities now easily managed straight from smartphone.
There are multiple ways for you to deposit money into your Jenius account:
1. Money transfer through the Jenius TCR machines located at BTPN Tower and Kota Kasablanka Mall.
2. Money transfer through the nearest Jenius Live.
3. Money transfer through tellers in BTPN Sinaya and Purna Bakti branch offices. The locations of each branch office can be seen here.
4. Transfer from another bank. Simply input the BTPN bank code (213) and your Jenius account number or your registered mobile phone number (find the instructions below). In case you forgot, your Jenius account number and your registered mobile number can be found in the profile menu in your Jenius app.
You can view your Jenius account number through the Profile & Settings menu on the Profile tab inside your Jenius app.
No. Jenius doesn’t provide a passbook saving. However, Jenius provides you with e-Statement every month that can be easily accessed and downloaded from your Profile & Settings menu on the Profile tab inside your Jenius app.
Yes. You can use your Jenius app and Jenius Debit Cards abroad because Jenius is part of the Visa network.
Flexi Saver can be used as your emergency funds. As the name suggests, the Flexi Saver provides you with flexibility, allowing you to withdraw and deposit money anytime you need.
Dream Saver can be used for specific goals which you want to achieve in a certain timeframe. It automatically calculates and saves money for you.
Maxi Saver is a term deposit and is used for long-term savings.